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RV Financing

RV Financing In East Texas

If you've decided you want to finance your new RV, you're not alone, seventy percent of buyers finance their new RV. With a minimum down payment and approved credit, you can easily finance with us and get out on the road!

We make the process easy for you. Our business manager will work hard to find the right RV financing options for you. We work with several national RV lenders and local banks to bring you attractive financing options. We want to help you get into your dream RV by getting loan terms and a monthly payment that fits your needs!

Benefits of Dealer Financing:

Financial Flexibility

When you finance your RV purchase instead of paying cash, you maintain your personal financial flexibility. Leaving your money invested in savings or other assets provides the flexibility to handle any future need from additional investment opportunities to an emergency situation.

Long Term Financing

Many customers who finance their RV's prefer to do so through our dealership because of the attractive terms. On many RV loans, Athens RV Sales can offer long-term financing through our national RV lenders. RV loans of $10,000 and above qualify for a minimum length of 10 or 12 years. Depending on the loan amount we can finance up to 240 months. This longer term financing often helps you establish a payment that fits within your budget.

Tax Deductible Interest

Did you know that interest paid on the majority of RV loans is tax deductible as home mortgage interest? According to the IRS, when the RV contains basic sleeping, cooking and toilet facilities and is used as security for the loan, the interest paid can be tax deductible. Please check with your tax advisor for additional details.

Maintains A Good Credit Standing

Customers who pay cash for everything may be doing themselves a disservice. Two keys to a person's financial well being are good health (the ability to earn money) and good credit (the ability to get money). Cash buyers who have not borrowed money for some time should consider renewing their credit worthiness.

RV Protection

When you purchase a recreational vehicle from Athens RV Sales, you want to make sure your investment is protected!

Physical Damage Insurance Coverage

Your RV, whether new or pre-owned, is a special vehicle requiring special consideration. An RV is a like a home on wheels. Specialized RV insurance is a unique blend of auto and homeowner's insurance coverage. You can protect your investment against costly depreciation in the event of a covered total loss. Improvements to traditional vehicle coverage include: Total loss replacement, purchase price reimbursement or agreed value coverage.

Apply for Credit

*IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT - To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.